There are no additional fees when buying load.
To avoid fees,
- Cash in via EastWest Bank/ING Bank/UnionBank (PESONet).
- Cash out via PESONet (this option is free for all personal accounts).
You will see the processing fee, as well as the breakdown of your transaction amount when you add money, cash out, or pay bills.
There are no hidden fees and you will not get charged accidentally.