There are no additional fees when buying load or paying bills.
For cashing in and cashing out, the fees would depend on the amount and payment option.
To avoid fees:
- Cash in to your peso wallet via UnionBank online or Union Bank cash deposit to get 100% of your cash-in fee back
- Cash out via coinsXpress Cardless ATM Instant Payout (24/7). Claim your cash out at any Security Bank ATM, even if you don’t have an account or debit card. It’s free and instant. You can read more on this cash out option here.
You will see the processing fee, as well as the breakdown of your transaction amount when you add money or cash out.
There are no hidden fees and you will not get charged accidentally.