There are no additional fees when buying load.
For cashing in, cashing out, and bill payments, the fees would depend on the amount and payment option.
To avoid fees:
- Cash in via UnionBank online/cash deposit*, GCash, EastWest Bank/ING Bank/UnionBank (via PESONet)
- Cash out via PESONet or coinsXpress Cardless ATM Instant Payout (24/7).
*100% fee rebate
You will see the processing fee, as well as the breakdown of your transaction amount when you add money, cash out, or pay bills.
There are no hidden fees and you will not get charged accidentally.