You can give your email address or mobile number to any Coins.ph user and your wallet address to non-Coins.ph users.We also have a feature called Payment Request. You may send it to any mobile number or email address and they will receive a link with the payment instruction. They may complete the payment using their Coins.ph account or at any BDO, 7-Eleven, or M Lhuillier branch. Their payment will be credited directly to your Coins.ph account. You may read more about Payment Request here.