Coins.ph offers multiple convenient ways to add funds to your account without paying additional transfer fees charged by Coins.ph. Choose from various digital bank transfer options to cash in seamlessly while keeping transaction costs down.
*Note: While Coins.ph does not charge cash in fees for the methods listed below, your sending bank or e-wallet may apply its own standard outbound transfer fees.
Zero-Fee Cash In Options
You can avoid Coins.ph cash in fees by selecting any of the following deposit channels:
Cash In Method |
Transfer Speed |
Key Features & Details |
|---|---|---|
| InstaPay | Real-Time / Instant | Allows quick and instant fund transfers between different Philippine banks and e-wallets into your Coins.ph wallet. |
| PESONet | Batch Processing (Same Day / Next Business Day) | Enables higher-value fund transfers across multiple banking networks, perfect for transactions exceeding standard InstaPay limits. |
| Direct Transfer (Intrabank) | Within Hours |
Coins.ph transfer fees for PHP intrabank transfers through supported partner banks:
|
Important Considerations: Interbank transfers outside of partner bank intrabank channels may incur sending fees from your bank or e-wallet provider. For real-time updates on cash in outlet availability, please check the official Coins.ph Status Page.
How to Cash In Without Fees
- Open the App: Launch your Coins.ph mobile app and tap Deposit / Cash In on the main dashboard.
- Select Preferred Method: Choose InstaPay, PESONet, or Direct Bank Transfer.
- Get Account Details: Copy your unique Coins.ph account number / QR code / account details provided on the screen.
- Transfer via Your Bank App: Log into your bank or e-wallet app, paste the Coins.ph details, and complete the transfer.
Frequently Asked Questions
1. Does Coins.ph charge fees for InstaPay or PESONet cash ins?
No, Coins.ph does not charge any incoming cash in fees for InstaPay or PESONet transfers. However, please check with your sending bank as they may charge an outbound transfer fee.
2. Where can I check if a cash in channel is down or undergoing maintenance?
For real-time operational updates across all deposit options, please visit our official Status Page. If you need further assistance, feel free to send us a message through the app or Support Form.