QR Ph is the Philippines’ QR code standard based on the Europay-Mastercard-VISA (EMV) standard, a global standard for secure payments. It gives customers of participating BSP-regulated financial institutions a quick and safe method to pay, transfer to and receive funds from other banks and e-money accounts in the Philippines. QR Ph is approved by the Philippine Payments Management, Inc. (PPMI) in accordance with Circular 1055 of the Bangko Sentral ng Pilipinas (BSP).
How do I pay via QR Ph?
To be able to pay for products or services using your Coins.ph account, please follow these steps:
1. Open your Coins.ph account and click on QR.
2. Scan the physical merchant's QR Ph Code.
3. Enter the amount to pay.
4. Complete biometric verification or supply MPIN to confirm the payment.
You will receive a confirmation notification on your successful payment. All payments are processed in real-time.
Note: Some merchants may request for a confirmation or reference code. You may provide the Transaction Reference number. This is found on the confirmation page. See the sample below:
Which merchants can I pay via QR Ph?
Any merchant or store that has the QR Ph code displayed. See samples QR Ph code below:
What are the fees to pay via QR Ph?
At the moment, it’s absolutely free! There are currently no fees when you scan and pay via QR Ph!
What are the requirements to pay via QR Ph?
Your Coins.ph account must be at least Level 2 (ID and Selfie) verified to be able to pay via QR Ph. If you still need to upgrade your account, you may view this article.
What are the limits for QR Ph payments?
There are no limits for QR Ph payments. However, since this is an outgoing payment, the amount will be counted under your cash out limits. Kindly make sure that QRPh payment is within your daily, monthly, and annual cash out limits.
I have issues with my QR Ph payment.
If you encounter any issues with your QR Ph payment, please contact our support team through our form here or you may also send us a message through the Coins.ph app. Kindly expect a response within 24 hours.