Please be informed of the following effective Cash In and Cash Out fees:
Cash Ins / Deposit
Remittance Center (OTC Cash Deposit via Dragonpay)
-
Fixed fee of P25.00 for
- Palawan Pawnshop
- Cebuana Lhuillier
- M Lhuillier
- Pera Hub
- Villarica Pawnshop Inc.
InstaPay and PESONet
- No transfer fees. (Note: Some sending banks may charge additional fees for sending funds through InstaPay or PESONet.)
Direct Transfer
-
No transfer fees for Intrabank Transfers (PHP only)
- Union Bank
- Sterling Bank
- Security Bank
- China Bank
- Fees may be applicable depending on sending bank/e-wallet for Interbank Transfers.
Cash Outs / Withdrawal
Remittance Center (OTC Cash Pickup via Dragonpay)
-
Fixed fee of P105.00 for transaction amounts below P10,000.00
-
Transaction amounts over P10,000.00 will be 1.6% of the total withdrawal amount
- Palawan Pawnshop
- Cebuana Lhuillier
- M Lhuillier
- Pera Hub
- Villarica Pawnshop Inc.
- LBC Express
- RD Pawnshop
- Bayad Center
InstaPay
- Fixed fee of P10.00 for each InstaPay cash out.
PESONet
- Individual - FREE
- Corporate - P5.00
Rest assured that these changes will ensure the sustainability of our services aligned with the industry standards while we continuously offer competitive rates to our customers.
Important Considerations
- Consider Transaction Timing: Use PESONet during business hours for same-day processing. Plan ahead for remittance center operating hours
- Choose the Right Method: If you frequently cash out amounts below ₱10,000, using InstaPay may save you on fees compared to remittance centers.
- Utilize PESONet for Larger Transfers: For corporate transactions or larger amounts, PESONet offers a lower fee structure.
Frequently Asked Questions
What are the maximum transaction limits?
Transaction limits vary by method and account verification level. Check our article here to check on your available transaction limits.