The Merchant Referral Program allows existing Coins.ph merchants to earn commissions by inviting new individual users or business merchants to join and transact on the platform.
How to Invite Referees
- Log in to your Coins.ph Business Portal.
- Navigate to the Merchant Referral page.
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Copy and share your unique referral link, or display your QR code for your referee to scan during sign-up.
Note: Referees must register using your referral link or QR code to be linked to your account. Commissions apply to eligible transactions completed within 1 year of the referee's sign-up date.
Eligible Transactions & Commission Rates
Commissions are earned whenever your referred users or merchants generate transaction fees across the following supported services:
Service / Transaction Type |
Commission Rate |
Distribution Schedule |
|---|---|---|
| QRPH | 10% – 30% of actual fee | Monthly |
| Webpay | 10% – 30% of actual fee | Daily |
| Disbursement | 10% – 30% of actual fee | Daily |
| Spot Trading | 20% of referee’s trading fee | Daily |
| Convert Trading (Buy/Sell) | 0.1% of referee’s trade amount | Daily |
Important: Commission rates are based on net fees collected and may vary based on merchant tier or contractual updates upon enrollment.
Frequently Asked Questions
1. Who is eligible to be referred?
You can refer two types of participants: Individual Users signing up for a personal account, or Merchants registering for Coins.ph business services.
2. How long do I earn commissions from my referees?
You earn commissions on all eligible transactions completed by your referred user or merchant for up to 1 full year from their initial sign-up date.
3. Are commissions generated if a transaction has zero fees?
No. Commissions are calculated as a percentage of actual fees collected. If a transaction is fee-free or discounted to zero, no commission will be generated.
4. Where can I track my referral earnings and referee activity?
You can monitor your active referees, transaction volumes, and credited payouts directly within the Merchant Referral tab of your Business Portal.