QR PH is the national QR code standard that enables quick, secure, and seamless payments across different financial institutions in the Philippines. Paying merchants using the QR PH code on Coins.ph is a simple and efficient way to make transactions.
What is QR PH?
QR PH is the Philippines' standardized QR code system designed for secure and quick payments. It is based on the Europay-Mastercard-VISA (EMV) standard, which allows customers of participating financial institutions to make transactions easily. By using QR PH, you can pay merchants instantly without the need for cash or physical cards.
Steps to Pay Using QR PH Using the Coins.ph App
1. Open Your Coins.ph App: Launch the app on your mobile device.
2. Access the QR Code Scanner: Tap the Scan QR icon located in the upper right corner of the Home screen.
**Enable Camera Permissions: If not yet enabled, click Allow to permit Coins.ph to use your camera.
3. Scan the Merchant's QR Code: Point your camera at the merchant's QR PH code until it is recognized.
4. Enter Payment Amount: After scanning, check the amount you are about to pay (If no amount set, input the amount provided by the seller).
5. Complete Security Check: Follow any prompts for security verification, such as entering your PIN or using biometric authentication.
6. Confirm Payment: Review all details and confirm your transaction. You will receive a notification once your payment is successful.
How do I check if my QR PH payment was successful?
Proceed to the PHP balance of your Portfolio tab, and click on your QR PH transaction. Check the status of your payment, and take note of the Order Number.
If necessary, provide this Order Number when reaching out to Coins.ph Support.
Important Considerations
- Merchant Participation: Ensure that the merchant accepts QR PH payments by checking or asking for their displayed QR code.
- Account Verification: Your Coins.ph account must be Identity verified to use this feature.
- No Transaction Fees: Currently, there are no fees associated with making payments to Merchants via QR PH, making it a cost-effective option for users (transfer to other users via QR PH may incur fees).
- Real-Time Processing: Payments made through QR PH are processed in real-time, allowing for immediate confirmation.
Best Practices
Before Payment
- Ensure sufficient balance in your wallet
- Check for proper internet connectivity
- Verify merchant legitimacy
During Payment
- Keep your phone steady while scanning
- Wait for the confirmation screen
- Save the transaction receipt
After Payment
- Keep transaction receipts for reference
- Report any issues immediately
- Check your transaction history
Troubleshooting Tips
-
Camera Won't Focus
- Clean your camera lens
- Ensure good lighting
- Hold phone steady
-
QR Code Not Scanning
- Try uploading the QR image instead
- Check if QR code is damaged
- Ensure QR code is QR PH standard
Frequently Asked Questions
What types of merchants can I pay using QR PH?
You can pay any merchant that displays a valid QR PH code.
Are there limits on payments made via QR PH?
There are no specific limits for QR PH payments; however, they will count towards your withdrawal limits.
What should I do if my payment fails?
If you encounter issues with your payment, contact Coins.ph support for assistance.
Can I use my Coins.ph wallet balance for payments?
Yes, payments made through QR PH will be deducted from your available PHP wallet balance.