Service Advisory: Cash-in via InstaPay, PESONet, and QR Ph is temporarily unavailable. We sincerely apologize for the inconvenience and understand how important it is for you to fund your wallet. We're working hard to restore these services, and we expect them to be back up soon.
In the meantime, please avoid sending funds to your Coins.ph wallet through these channels to prevent delays. If you have a pending transfer, you may contact your sending bank or e-wallet to request a reversal. You can still cash in through Direct Cash-In (minimum PHP 100,000) or DragonPay in the app.
Rest assured, your wallet funds remain safe and secure. Thank you for your patience and understanding.
Coins.ph offers multiple instant and standard cash-in options to help you easily fund your PHP wallet or crypto balance. You can add funds via local bank transfers, e-wallets, over-the-counter remittance centers, or international channels.
Overview of Cash-In Methods
Channel
Supported Outlets / Networks
Processing Time
Key Limits & Notes
InstaPay
BPI, BDO, GCash, Maya, UnionBank, GoTyme, SeaBank, and 70+ banks/e-wallets
Instant (< 10 mins)
Max ₱50,000 per transfer transaction
PESONet
LANDBANK, Metrobank, Security Bank, PNB, RCBC, and 100+ clearing banks
Same-day / Next business day
Ideal for high-value transfers above ₱50,000
Remittance Outlets (Dragonpay)
Cebuana Lhuillier, M Lhuillier, Palawan Pawnshop, Pera Hub, Villarica Pawnshop
Near-instant to 1 hour
Over-the-counter payment via reference number
Direct Transfer / Wire
UnionBank, Sterling Bank, Security Bank (Intrabank, RTGS)
Real-time to same-day
PHP direct bank transfers only
Crypto Deposit (International)
BTC, ETH, USDT, and 100+ supported tokens via blockchain networks
Network confirmation dependent
Best option for international users to cash in abroad
Important: Coins.ph strictly does not accept check deposits, wire deposits, or non-cash deposits. Any unsolicited check or paper deposits will be rejected per our User Agreement. Always check the Coins.ph Status Page for real-time channel availability.
International Cash-In Options
If you are located outside the Philippines, you can fund your Coins.ph account using the following methods:
Crypto Deposits (Recommended): Buy crypto (e.g., USDT, BTC, ETH) using a local exchange in your country, transfer the tokens to your Coins.ph wallet address, and convert them to PHP within the app.
International Remittance Partners: Use online remittance providers (such as Western Union or Remitly) that support direct e-wallet transfers to Coins.ph / DCPay Philippines.
Philippine Online Banking Abroad: If you maintain a personal Philippine bank account while overseas, use InstaPay or PESONet via your bank's mobile app to transfer funds directly to Coins.ph.
Supported Cash-In Outlets Directory
InstaPay
AllBank (A Thrift Bank), Inc.
Asenso
Asia United Bank
BananaPay
Bangko Mabuhay
BanKo, A subsidiary of BPI
Bank of China
Bank of Commerce
BDO
BDO Network Bank
Binangonan Rural Bank (BRBDigital)
BPI
Camalig Bank
Cantilan Bank
CARD Bank
CARD SME Bank
Cebuana Lhuillier Bank / Cebuana Xpress
China Bank
China Bank Savings
CIMB Bank Philippines
CIS Bayad Center / Bayad
City Savings Bank
CTBC Bank (Philippines) Corp.
Development Bank of the Philippines
Dumaguete Bank
Dungganon Bank
EastWest Bank
Easy Pay Global EMI Corp
Equicom Savings Bank
GCash
GoTyme Bank
GrabPay
I-Remit / iCASH
Infoserve / Nationlink
ISLABANK
JuanCash
Komo / EastWest Rural Bank
LANDBANK / OFBank
Lazada Wallet (Alipay PH)
Legazpi Savings Bank
Luzon Development Bank
Malayan Bank Savings
MarCoPay
Maybank
Maya Bank
Maya Wallet
Metrobank
Mindanao Consolidated CoopBank
Netbank
OmniPay, Inc.
Own Bank
PalawanPay
Partner Rural Bank (Cotabato), Inc.
PayMongo
PBCOM
PDAX
Peppermint Bizmoto Inc.
Philippine Business Bank, Inc., A Savings Bank
Philippine Trust Company
Philippine Veterans Bank
PNB
Producers Bank
PSBank
Queenbank
Quezon Capital Rural Bank
RCBC / Diskartech
Robinsons Bank
Seabank
Security Bank
ShopeePay
SpeedyPay / Mango eWallet
Standard Chartered Bank
Starpay
Sterling Bank of Asia
Sun Savings Bank
TayoCash
Tonik Bank
TraxionPay / DigiCOOP / COOPNET
UCPB Savings Bank
Union Bank of the Philippines
UnionDigital Bank
UNOBank
USSC
VIGAN BANCO RURAL
Wealth Bank
Wise Pilipinas, Inc.
Yuanta Bank
PESONet
Agribusiness Banking Corporation-A Rural Bank
Al-Amanah Islamic Invest. Bank
AllBank (A Thrift Bank), Inc.
ANZ Banking Group Ltd
Asenso
Asia United Bank
Bangko Kabayan
Bangko Mabuhay
Bangko Nuestra Señora Del Pilar
Bangkok Bank - Manila Branch
Bank Of Makati (A Savings Bank), Inc.
Bank of America, N.A. - Manila Branch
Bank of China
Bank of Commerce
Bank of Florida
Bayanihan Bank, Inc.
BDO Bank
BDO Network Bank
Biñan Rural Bank, Inc.
BPI
BanKo, A subsidiary of BPI
Camalig Bank
Cantilan Bank
Cathay United Bank - Manila Branch
Cebuana Lhuillier Bank / Cebuana Xpress
China Bank
China Bank Savings
CIMB Bank Philippines
Citibank, N.A. - Manila Branch
City Savings Bank
Community Rural Bank of Romblon (Romblon), Inc.
Cooperative Bank Of Quezon Province
CTBC Bank (Philippines) Corp.
Deutsche Bank AG - Manila Branch
Development Bank of the Philippines
Dumaguete Bank
Dungganon Bank
EastWest Bank
Easy Pay Global EMI Corp
Equicom Savings Bank
First Consolidated Bank
Gateway Rural Bank, Inc.
GCash
GoTyme Bank
GrabPay
Guagua Rural Bank
HSBC
Industrial and Commercial Bank of China Limited - Manila Branch
Industrial Bank of Korea - Manila
ING Bank N.V
Innovative Bank, Inc. (A Rural Bank)
JP Morgan Chase Bank, N.A - Manila Branch
JuanCash
KEB Hana Bank – Manila Branch
Komo / EastWest Rural Bank
Laguna Prestige Bank
LANDBANK / OFBank
LOLC Bank Philippines, Inc. A Thrift Bank
Lulu Money
Malayan Bank Savings
Malarayat Rural Bank, Inc.
MariBank
Maybank
Maya Bank
Mega Int'l Commercial Bank - Manila Branch
Metrobank
Mizuho Bank, Ltd. – Manila Branch
Money Mall Rural Bank, Inc.
MUFG Bank, Ltd. - Manila Branch
MVSM Bank (A Rural Bank Since 1953) Inc.
NetBank
New Rural Bank Of San Leonardo (Nueva Ecija), Inc.
Own Bank
PalawanPay
PayMaya / Maya Wallet
PayMongo
PBCOM
PDAX
Philippine Business Bank, Inc., A Savings Bank
Philippine Veterans Bank
PhilTrust Bank
PNB
Producers Savings Bank Corporation (PSBank)
Queenbank
Rang-Ay Bank
RBT Bank
RCBC / Diskartech
Robinsons Bank
Rural Bank of Angeles, Inc.
Rural Bank of Bacolod City, Inc.
Rural Bank of Bauang, Inc.
Rural Bank of Digos
Rural Bank of La Paz, Inc.
Rural Bank of Lebak (Sultan Kudarat), Incorporated
Rural Bank of Mangaldan, Inc.
Rural Bank of Montalban
Rural Bank of Porac (Pampanga), Inc.
Rural Bank of Rosario (La Union), Inc.
Rural Bank of Sagay, Inc.
Rural Bank of San Narciso, Inc.
Rural Bank of Silay City
Rural Bank of Sta. Ignacia
Security Bank
Shinhan Bank – Manila Branch
SMBC - Manila Branch
Southeast Country Bank, Inc.
Standard Chartered Bank
Sterling Bank of Asia
Summit Bank Rural Bank of Tublay, Inc.
TagCash Ltd. Inc.
TayoCash
Tonik Bank
TOP Bank Philippines, Inc. (A Rural Bank)
UCPB Savings Bank
Union Bank of the Philippines
UnionDigital Bank
United Overseas Bank Limited, Manila Branch
UNOBank
USSC
Vbank Rural Banking, Inc.
Wealth Bank
Wise Pilipinas, Inc.
Yuanta Bank
Zambales Rural Bank
Frequently Asked Questions
1. When will I receive my cash-in via InstaPay?+
InstaPay transfers are processed in real-time. If your cash-in is not credited to your Coins.ph account balance within 10 minutes, please submit a ticket with your transaction reference number for support assistance.
2. Can I exceed the ₱50,000 daily limit on InstaPay?+
Individual InstaPay transfers are capped at ₱50,000 per transaction by banking network policy. However, you can make multiple InstaPay transfers up to your account level's daily deposit limit. For single transfers above ₱50,000, consider using PESONet or direct bank transfers.
3. What fees are charged for cash-in transactions?+
Cash-in fees vary depending on the selected partner outlet or channel. Sending banks or e-wallets may charge standard InstaPay/PESONet transfer fees. You can view the complete fee schedule under our official Fee Directory.
4. Can I cash in using an international phone number?+
Yes, accounts registered with international phone numbers can receive crypto deposits, direct bank transfers, or international remittances. However, local Philippine e-wallet or banking apps may require a Philippine mobile number for local transfer verification.
Frequently Asked Questions