How to Cash In via Bank Transfer (InstaPay / PESONet)
Eric
Updated
Service Advisory: Cash-in via InstaPay, PESONet, and QR Ph is temporarily unavailable. We sincerely apologize for the inconvenience and understand how important it is for you to fund your wallet. We're working hard to restore these services, and we expect them to be back up soon.
In the meantime, please avoid sending funds to your Coins.ph wallet through these channels to prevent delays. If you have a pending transfer, you may contact your sending bank or e-wallet to request a reversal. You can still cash in through Direct Cash-In (minimum PHP 100,000) or DragonPay in the app.
Rest assured, your wallet funds remain safe and secure. Thank you for your patience and understanding.
Understanding Cash In Methods for Digital Wallets
Cashing in from your local bank account to your Coins.ph wallet is a convenient way to fund your cryptocurrency trading, pay bills, and manage your everyday transactions. You can easily transfer funds from major Philippine banks directly to your Coins.ph wallet using the InstaPay or PESONet networks.
Supported Banks
Most major Philippine banks and e-wallets support direct transfers to Coins.ph (registered under the institution name DCPay Philippines Inc.).
Industrial and Commercial Bank of China Limited - Manila Branch
Industrial Bank of Korea - Manila
ING Bank N.V
Innovative Bank, Inc. (A Rural Bank)
JP Morgan Chase Bank, N.A - Manila Branch
JuanCash
KEB Hana Bank – Manila Branch
Komo / EastWest Rural Bank
Laguna Prestige Bank
LANDBANK / OFBank
LOLC Bank Philippines, Inc. A Thrift Bank
Lulu Money
Malayan Bank Savings
Malarayat Rural Bank, Inc.
MariBank
Maybank
Maya Bank
Mega Int'l Commercial Bank - Manila Branch
Metrobank
Mizuho Bank, Ltd. – Manila Branch
Money Mall Rural Bank, Inc.
MUFG Bank, Ltd. - Manila Branch
MVSM Bank (A Rural Bank Since 1953) Inc.[Marikina Valley San Mateo Bank]
NetBank
New Rural Bank Of San Leonardo (Nueva Ecija), Inc.
Own Bank
PalawanPay
PayMaya / Maya Wallet
PayMongo
PBCOM
PDAX
Philippine Business Bank, Inc., A Savings Bank
Philippine Veterans Bank
PhilTrust Bank
PNB
Producers Savings Bank Corporation (PSBank)
Queenbank
Rang-Ay Bank
RBT Bank
RCBC / Diskartech
Robinsons Bank
Rural Bank of Angeles, Inc.
Rural Bank of Bacolod City, Inc.
Rural Bank of Bauang, Inc.
Rural Bank of Digos
Rural Bank of La Paz, Inc.
Rural Bank of Lebak (Sultan Kudarat), Incorporated
Rural Bank of Mangaldan, Inc.
Rural Bank of Montalban
Rural Bank of Porac (Pampanga), Inc.
Rural Bank of Rosario (La Union), Inc.
Rural Bank of Sagay, Inc.
Rural Bank of San Narciso, Inc.
Rural Bank of Silay City
Rural Bank of Sta. Ignacia
Security Bank
Shinhan Bank – Manila Branch
SMBC - Manila Branch
Southeast Country Bank, Inc.
Standard Chartered Bank
Sterling Bank of Asia
Summit Bank Rural Bank of Tublay, Inc.
TagCash Ltd. Inc.
TayoCash
Tonik Bank
TOP Bank Philippines, Inc. (A Rural Bank)
UCPB Savings Bank
Union Bank of the Philippines
UnionDigital Bank
United Overseas Bank Limited, Manila Branch
UNOBank
USSC
Vbank Rural Banking, Inc.
Wealth Bank
Wise Pilipinas, Inc.
Yuanta Bank
Zambales Rural Bank
Step-by-Step Guide
Follow these general steps using your bank's mobile app or online banking portal:
1. Open Your Banking App:
Log in to your preferred bank's mobile app or web portal (e.g., any of the banks listed above).
2. Navigate to Transfers:
From the home screen, tap on Send Money, Transfer Funds, or Transfer to Other Banks.
3. Select Coins.ph as the Destination:
Choose to transfer to "Other Banks and E-wallets." Scroll through the list of partner institutions and select DCPay Philippines Inc. (COINS.PH).
4. Choose Your Transfer Network: InstaPay vs. PESONet.
Select InstaPay for instant transfers (typically for amounts up to ₱50,000 per transaction). Select PESONet for larger amounts (credited within the same business day if sent before the cut-off).
5. Enter Your Account Details:
Input your Coins.ph registered mobile number as the destination Account Number. Enter the Account Name and the exact amount you wish to transfer.
6. Review and Confirm:
Double-check the account details, amount, and any transfer fees charged by your bank. Authorize the transaction to complete the transfer.
Important Reminders
Check for any potential fees charged by the banks when transferring.
Ensure that you have sufficient funds to transfer.
For real-time updates on cash-in options and processing times, visit the Coins.ph Status Page.
What should I do if my cash-in is delayed?
Check the processing time based on your chosen method.
Visit the Status Page for any updates regarding downtime or issues.
Contact Coins Support with your transaction details if needed.