How to Cash In via Bank Transfer (InstaPay / PESONet) – Coins.ph Help Center

Understanding Cash In Methods for Digital Wallets

Cashing in from your local bank account to your Coins.ph wallet is a convenient way to fund your cryptocurrency trading, pay bills, and manage your everyday transactions. You can easily transfer funds from major Philippine banks directly to your Coins.ph wallet using the InstaPay or PESONet networks.

Supported Banks

Most major Philippine banks and e-wallets support direct transfers to Coins.ph (registered under the institution name DCPay Philippines Inc.).

InstaPay

AllBank (A Thrift Bank), Inc.
Asenso
Asia United Bank
BananaPay
Bangko Mabuhay
BanKo, A subsidiary of BPI
Bank of China
Bank of Commerce
BDO
BDO Network Bank
Binangonan Rural Bank (BRBDigital)
BPI
Camalig Bank
Cantilan Bank
CARD Bank
CARD SME Bank
Cebuana Lhuillier Bank / Cebuana Xpress
China Bank
China Bank Savings
CIMB Bank Philippines
CIS Bayad Center / Bayad
City Savings Bank
CTBC Bank (Philippines) Corp.
Development Bank of the Philippines
Dumaguete Bank
Dungganon Bank
EastWest Bank
Easy Pay Global EMI Corp
Equicom Savings Bank
GCash
GoTyme Bank
GrabPay
I-Remit / iCASH
Infoserve / Nationlink
ISLABANK
JuanCash
Komo / EastWest Rural Bank
LANDBANK / OFBank
Lazada Wallet (Alipay PH)
Legazpi Savings Bank
Luzon Development Bank
Malayan Bank Savings
MariBank
MarCoPay

Maybank
Maya Bank
Maya Wallet
Metrobank
Mindanao Consolidated CoopBank
Netbank
OmniPay, Inc.
Own Bank
PalawanPay
Partner Rural Bank (Cotabato), Inc.
PayMongo
PBCOM
PDAX
Peppermint Bizmoto Inc.
Philippine Business Bank, Inc., A Savings Bank
Philippine Trust Company
Philippine Veterans Bank
PNB
Producers Bank
PSBank
Queenbank
Quezon Capital Rural Bank
RCBC / Diskartech
Robinsons Bank
Seabank
Security Bank
ShopeePay
SpeedyPay / Mango eWallet
Standard Chartered Bank
Starpay
Sterling Bank of Asia
Sun Savings Bank
TayoCash
Tonik Bank
TraxionPay / DigiCOOP / COOPNET
UCPB Savings Bank
Union Bank of the Philippines
UnionDigital Bank
UNOBank
USSC
VIGAN BANCO RURAL
Wealth Bank
Wise Pilipinas, Inc.
Yuanta Bank

PESONet

Agribusiness Banking Corporation-A Rural Bank
Al-Amanah Islamic Invest. Bank
AllBank (A Thrift Bank), Inc.
ANZ Banking Group Ltd
Asenso
Asia United Bank
Bangko Kabayan
Bangko Mabuhay
Bangko Nuestra Señora Del Pilar
Bangkok Bank - Manila Branch
Bank Of Makati (A Savings Bank), Inc.
Bank of America, N.A. - Manila Branch
Bank of China
Bank of Commerce
Bank of Florida
Bayanihan Bank, Inc.
BDO Bank
BDO Network Bank
Biñan Rural Bank, Inc.
BPI
BanKo, A subsidiary of BPI
Camalig Bank
Cantilan Bank
Cathay United Bank - Manila Branch
Cebuana Lhuillier Bank / Cebuana Xpress
China Bank
China Bank Savings
CIMB Bank Philippines
Citibank, N.A. - Manila Branch
City Savings Bank
Community Rural Bank of Romblon (Romblon), Inc.
Cooperative Bank Of Quezon Province
CTBC Bank (Philippines) Corp.
Deutsche Bank AG - Manila Branch
Development Bank of the Philippines
Dumaguete Bank
Dungganon Bank
EastWest Bank
Easy Pay Global EMI Corp
Equicom Savings Bank
First Consolidated Bank
Gateway Rural Bank, Inc.
GCash
GoTyme Bank
GrabPay
Guagua Rural Bank
HSBC
Industrial and Commercial Bank of China Limited - Manila Branch
Industrial Bank of Korea - Manila
ING Bank N.V
Innovative Bank, Inc. (A Rural Bank)
JP Morgan Chase Bank, N.A - Manila Branch
JuanCash
KEB Hana Bank – Manila Branch
Komo / EastWest Rural Bank
Laguna Prestige Bank
LANDBANK / OFBank
LOLC Bank Philippines, Inc. A Thrift Bank
Lulu Money
Malayan Bank Savings
Malarayat Rural Bank, Inc.

MariBank
Maybank
Maya Bank
Mega Int'l Commercial Bank - Manila Branch
Metrobank
Mizuho Bank, Ltd. – Manila Branch
Money Mall Rural Bank, Inc.
MUFG Bank, Ltd. - Manila Branch
MVSM Bank (A Rural Bank Since 1953) Inc.[Marikina Valley San Mateo Bank]
NetBank
New Rural Bank Of San Leonardo (Nueva Ecija), Inc.
Own Bank
PalawanPay
PayMaya / Maya Wallet
PayMongo
PBCOM
PDAX
Philippine Business Bank, Inc., A Savings Bank
Philippine Veterans Bank
PhilTrust Bank
PNB
Producers Savings Bank Corporation (PSBank)
Queenbank
Rang-Ay Bank
RBT Bank
RCBC / Diskartech
Robinsons Bank
Rural Bank of Angeles, Inc.
Rural Bank of Bacolod City, Inc.
Rural Bank of Bauang, Inc.
Rural Bank of Digos
Rural Bank of La Paz, Inc.
Rural Bank of Lebak (Sultan Kudarat), Incorporated
Rural Bank of Mangaldan, Inc.
Rural Bank of Montalban
Rural Bank of Porac (Pampanga), Inc.
Rural Bank of Rosario (La Union), Inc.
Rural Bank of Sagay, Inc.
Rural Bank of San Narciso, Inc.
Rural Bank of Silay City
Rural Bank of Sta. Ignacia
Security Bank
Shinhan Bank – Manila Branch
SMBC - Manila Branch
Southeast Country Bank, Inc.
Standard Chartered Bank
Sterling Bank of Asia
Summit Bank Rural Bank of Tublay, Inc.
TagCash Ltd. Inc.
TayoCash
Tonik Bank
TOP Bank Philippines, Inc. (A Rural Bank)
UCPB Savings Bank
Union Bank of the Philippines
UnionDigital Bank
United Overseas Bank Limited, Manila Branch
UNOBank
USSC
Vbank Rural Banking, Inc.
Wealth Bank
Wise Pilipinas, Inc.
Yuanta Bank
Zambales Rural Bank

Step-by-Step Guide

Follow these general steps using your bank's mobile app or online banking portal:

1. Open Your Banking App:

2. Navigate to Transfers:

From the home screen, tap on Send Money, Transfer Funds, or Transfer to Other Banks.

3. Select Coins.ph as the Destination:

Choose to transfer to "Other Banks and E-wallets." Scroll through the list of partner institutions and select DCPay Philippines Inc. (COINS.PH).

4. Choose Your Transfer Network: InstaPay vs. PESONet.

Select InstaPay for instant transfers (typically for amounts up to ₱50,000 per transaction). Select PESONet for larger amounts (credited within the same business day if sent before the cut-off).

5. Enter Your Account Details:

Input your Coins.ph registered mobile number as the destination Account Number. Enter the Account Name and the exact amount you wish to transfer.

6. Review and Confirm:

Double-check the account details, amount, and any transfer fees charged by your bank. Authorize the transaction to complete the transfer.

Important Reminders

Check for any potential fees charged by the banks when transferring.
Ensure that you have sufficient funds to transfer.
For real-time updates on cash-in options and processing times, visit the Coins.ph Status Page.

What should I do if my cash-in is delayed?

Check the processing time based on your chosen method.
Visit the Status Page for any updates regarding downtime or issues.
Contact Coins Support with your transaction details if needed.