Planning to cash in a large amount? PESONet is a secure, high-limit electronic fund transfer service that allows you to reliably transfer funds to your Coins.ph wallet directly from your personal bank account or e-wallet.
What is PESONet?
PESONet (Philippine EFT System and Operations Network) is an Electronic Fund Transfer system regulated by the Bangko Sentral ng Pilipinas (BSP) under the National Retail Payment System (NRPS). It is designed for same-day batch processing, making it the ideal channel for transferring larger sums of money safely.
Supported Banks and E-Wallets
You can send PESONet transfers to Coins.ph if your sending institution lists DCPay Philippines Inc. / Coins.ph as a receiving bank. Supported institutions include:
| Supported Institutions (A–C) | Supported Institutions (D–M) | Supported Institutions (N–Z) |
|---|---|---|
| Al-Amanah Islamic Bank | Deutsche Bank AG - Manila Branch | Netbank |
| AllBank (A Thrift Bank), Inc. | Development Bank of the Philippines | NRBSL |
| ANZ Banking Group Ltd. | Dumaguete Bank | PBCOM |
| Asia United Bank (AUB) | Dungganon Bank | Philippine Trust Company |
| Bangko Kabayan / Bangko Mabuhay | EastWest Bank | Philippine Veterans Bank |
| Bangko Nuestra Señora Del Pilar | Equicom Savings Bank | PNB (Philippine National Bank) |
| Bangkok Bank - Manila Branch | First Consolidated Bank | Porac Bank / Producers Savings Bank |
| Bank of America - Manila Branch | GCash | PSBank / Queenbank |
| Bank of China / Bank of Commerce | Guagua Rural Bank | Rang-Ay Bank / RBT Bank |
| Bank of Florida / Bank of Makati | HSBC / HSBC Savings Bank | RCBC / Diskartech |
| BanKo (A subsidiary of BPI) | Industrial Bank of Korea - Manila | Robinsons Bank |
| Biñan Rural Bank | INNOVATIVE BANK, INC. | Rural Bank of Bacolod City / Bauang |
| BPI (Bank of the Philippine Islands) | JP Morgan Chase Bank - Manila Branch | Rural Bank of Digos / Guinobatan |
| Camalig Bank / Cantilan Bank | KEB Hana Bank – Manila Branch | Rural Bank of La Paz / Lebak |
| Cathay United Bank - Manila Branch | Laguna Prestige Bank | Rural Bank of Montalban / Rosario |
| China Bank / China Bank Savings | LANDBANK / OFBank | Rural Bank of Sagay / Sta. Ignacia |
| CIMB Bank Philippines | Malayan Bank Savings | SeaBank / Security Bank |
| Citibank, N.A. - Manila Branch | Maya Bank / Maya Wallet | Shinhan Bank / SMBC - Manila Branch |
| Coopbank of Quezon Province | Maybank | Standard Chartered Bank |
| CTBC Bank (Philippines) Corp. | Mega Int'l Commercial Bank | Sterling Bank of Asia / TayoCash |
| — | Mizuho Bank / Money Mall Rural Bank | Tonik Bank / UnionDigital Bank |
| — | MRBI / MUFG Bank, Ltd. | UNOBank / USSC / Wealth Bank / Yuanta |
| — | — | Union Bank of the Philippines |
Note: If your bank supports PESONet but is not listed above, please contact your bank’s customer support to request adding DCPay Philippines Inc. / Coins.ph to their receiver list. For real-time system status, visit the Coins.ph Status Page.
Account Requirements for PESONet Cash In
To ensure your PESONet transfer is processed successfully, confirm that your Coins.ph account meets these requirements before initiating the transfer:
- Your Coins.ph account is at least ID and Selfie Verified.
- Your account has an active, verified mobile number linked.
- The cash in amount is within your account's remaining Cash In Limits.
Steps to Cash In via PESONet
- Log Into Your Online Banking: Access your personal online banking app or portal.
- Initiate Fund Transfer: Choose the option to send money to another bank and select PESONet as the transfer channel. (Note: You do not need to create a cash-in request in the Coins.ph app beforehand.)
-
Input Recipient Information:
- Destination Bank: DCPay Philippines Inc. (COINS.PH)
- Account Name: Your registered account name on Coins.ph
-
Account Number: Your registered Coins.ph mobile number (e.g.,
09171234567)
- Confirm & Send: Review all transaction details carefully and complete the transfer. Once cleared by the bank clearing system, funds will be credited to your Coins.ph account.
Frequently Asked Questions
1. When will I receive my PESONet cash in?
PESONet transfers operate on a batch settlement schedule on banking days (Monday to Friday, excluding weekends and public holidays). Transfers made before your bank's daily cut-off time are usually credited on the same business day. Transfers completed after the cut-off time, or on weekends/holidays, will be cleared on the next banking day.
2. Are there fees and limits for PESONet cash ins?
Fees: Coins.ph does not charge receiving fees for PESONet cash ins. However, your sending bank may apply its standard outbound transfer fee.
Limits: There is no standard single-transaction cap like InstaPay, making PESONet ideal for larger amounts. However, transfers remain subject to your personal Coins.ph cash in limits. You may make multiple transfers as long as you stay within your limits.
3. What happens if I entered the wrong account number for my PESONet cash in?
PESONet fund transfers are considered final once cleared. Please double-check recipient details before confirming. If an error occurs, recovery requests are handled on a best-effort basis and depend on bank processing policies.
Planning to cash in a large amount? With PESONet, you can reliably transfer funds to your Coins.ph account from your personal bank account or another e-wallet.